Litigation Attorney

Monthly payment

Total cost

Payable over time

Financial counseling

Fresh Start Guarantee

Bankruptcy Attorney

Reset Button Affiliates

$3,000 +
$5,000 +
$299
$10,000 +
$20,000 +
12% of debt eliminated
Bankruptcy Attorney Litigation Attorney Reset Button
Upfront Payment $5,000+ $10,000+ $300
Total Price $10,000 - $15,000 $40,000+ 10% of Debt Eliminated - Minimum $10,000
Success Guarantee Never Never Always
Payable over time Never Never Yes

Fair Pricing.
No surprises.


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Legal help is usually expensive. You know it, we know it. Our mission is to make financial justice accessible, so we’ve spent a lot of time working with our affiliated attorneys on a way to price their services that is fair, accessible, and low risk.

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Savings calculator

Total student loan debt
Total monthly payment
Average interest rate
Loan term remaining
Full relief from Lexria could save you $1,217 on your monthly payment and $144,102 overall.

Savings and cost comparisons


full relief

Full relief

The balances on your loans are eliminated, and you only have to pay your lawyer. Your lawyer will charge you 12% of the amount your debt is reduced by, but this is payable over time.

$299
Est. new monthly payment
  Show breakdown
$144,102
Est. total savings
  Show breakdown

partial relief

Partial relief

Some of your student loan balance is reduced. You will need to pay both your lender for the negotiated new loan terms, and your lawyer. Your lawyer will charge you 12% of the amount your debt is reduced by, but this is payable over time.

Balance reduction
New interest rate
New loan term
$1,120
Est. new monthly payment
  Show breakdown
$57,373
Est. total savings
  Show breakdown

no relief

No relief

If your lawyer cannot secure debt relief for you, Lexria’s fresh-start guarantee ensures that 100% of your payments are refunded. You will still need to make payments to your lenders, but you will not need to pay your lawyer. All previous payments to your lawyer will be refunded to you.

$1,516
Unchanged monthly payment
$0
Total savings

How do payments work?


We believe that your attorney's incentives should be aligned with yours. That's why we only work with attorneys who are willing to follow our pricing model. By linking your payments to your student loan discharge, Lexria ensures that your attorney is motivated to get you the maximum amount of relief possible.

  • Your attorney will charge 12% of the amount of your student loan debt that is discharged.
  • Beginning when you sign with your attorney, you will make payments of $299/month. These payments go towards the 12% attorney fee.
  • Your payments are fully backed by Lexria's Fresh Start Guarantee. If your attorney doesn't reduce or eliminate your student loan debt, Lexria will refund 100% of your payments. That means you only owe money if your attorney gets you student loan debt relief.
  • You will never make any payments to Lexria. We are paid by your attorney for our services.
  • Your attorney will advise you on how to prioritize debt repayment during the process, so that you can obtain immediate relief while your case is still pending.

Have 10 minutes? Begin your fresh start now.

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